An Italian man walks into a bank in downtown Manhattan and asks for the loan officer.
He tells the loan officer that he is going to Italy on business for two weeks and needs to borrow $5,000. The bank officer tells him that the bank will need some form of security for the loan, so the Italian hands over the keys to a new Ferrari The car is parked on the street in front of the bank.The loan officer agrees to accept the car as collateral for the loan.